terms, conditions & privacy policy

Joining HandicapperPicks betting service is deemed as acceptance of the following terms and conditions or conditions that HandicapperPicks may see fit to implement:

1. Subscribers must be at least 18 years of age or older as local gambling law dictates and gambling to persons who reside in jurisdictions where gambling is considered unlawful. In those instances, this site is presented for informational and entertainment purposes only. 
2. Past results are not necessarily indicative of future performance and HandicapperPicks is not bound by any assurance that profits will be achieved.
3. If you do not receive the email or text at any time and/or are unable to access the members page, it is your responsibility to contact us via the contact methods advertised on our site. If we are aware that the service will be or has been unavailable for any reason, we will do our utmost to inform all users in advance. 
4. It is the responsibility of the user to cancel their subscription if they no longer wish to subscribe to HandicapperPicks. If you accidentally roll over your membership due to forgetting to cancel the subscription we will allow a 48hr period for you to inform us and we will refund the payment assuming no bets have been given in that time. Due to past abuse of our refund policy no refund will be given under any circumstances to those who forget to cancel their subscription in time and don't get in touch with us within 48hrs.
5. All confidential betting information from HandicapperPicks must be used ONLY by the member whose name is entered in the registration form. 
6. HandicapperPicks reserves the right to cancel the membership of any member for any of the reasons outlined below:
   - suspicion of passing on information to any other person, website, forum or any other form of communication.
   - sending rude or offensive emails to HandicapperPicks.
   - posting false statements regarding HandicapperPicks on any other website
   - any other behavior deemed inappropriate by HandicapperPicks.
   - In any of these events, the decision is final and no correspondence will be entertained. Anyone who has been expelled from HandicapperPicks is excluded from signing up for new membership or using information provided by this website. Subscriptions are NOT refundable in this instance. 
7. HandicapperPicks reserves the right to cease its' service at any point in time.

Privacy Policy

The real Privacy policy of personal information (further – Privacy policy) works for all information which the website handicapperpicks.net located on the domain name www.handicapperpicks.net can receive about the User in usage time of the website www.handicapperpicks.net.

In the real Privacy policy the following terms are used:

- "Administration of the website www.handicapperpicks.net. (further — Administration of the website)", the authorized employees acting on behalf www.handicapperpicks.net
who will organize and (or) carry out processing of personal information, and also define the purposes of processing of personal information, of the personal information which are subject to processing, actions (operation) made with personal information.

- "Personal information" — any information relating to directly or indirectly
to the defined or defined natural person (the subject of personal information).

- "Processing of personal information" — any action (operation) or set of actions (operations) made with use of the automation equipment or without use of such means with personal information including collecting, record, systematization, accumulation, storage, specification (updating, change), extraction, use transfer (distribution, granting, access), a depersonalization, blocking, removal, destruction of personal information.

- "Confidentiality of personal information" — the requirement, obligatory for observance of the website by Administration, not to allow their distribution without consent of the subject of personal information or existence of other legal basis.

- "The user of the website www.handicapperpicks.net (further the User)" — the person having access to the Website, by means of the Internet and using the website www.handicapperpicks.net.

- "Cookies" — the small fragment of data sent by the web server and stored on the computer of the user which the web client or the web browser sends every time to the web server in HTTP inquiry in attempt to open the page of the corresponding website.

- "IP address" — the unique network address of knot in the computer network built under the IP protocol.

General Provision:

1.1. Use by the User of the website www.handicapperpicks.net means a consent with the real Privacy policy and conditions of processing of personal user information.

1.2. In case of disagreement with Privacy policy conditions the User has to stop use of the website www.handicapperpicks.net.
1.3. The real Privacy policy is applied only to the website www.handicapperpicks.net.
The website www.handicapperpicks.net doesn't control and doesn't bear responsibility for the websites of the third parties on which the User can follow the links available on the website www.handicapperpicks.net.
1.4. The administration of the website doesn't check reliability of the personal information provided by the User of the website www.handicapperpicks.net.
1.5. Privacy policy establishes obligations of Administration of the website www.handicapperpicks.net for nondisclosure and providing the mode of protection of confidentiality of personal information which the User provides at the request of Administration of the website at registration on the website www.handicapperpicks.net.
1.6. Any other personal information which isn't stipulated above (history of transitions according to pages of the website, the used browsers and operating systems, etc.), is subject to reliable storage and non-proliferation, except for the cases provided by the act of the Russian Federation.
1.7. Personal user information Administration of the website www.handicapperpicks.net can be used for:
- Providing consultations;
- Establishments with the User of feedback, including the direction of notices, the inquiries concerning use of the website www.handicapperpicks.net, rendering services.
- Providing effective client and technical support to the User;
- Granting to the User from his consent, updates of services, special offers, information on the prices, the newsletter and other data on behalf of www.handicapperpicks.net or on behalf of partners of www.handicapperpicks.net;
- Implementation of advertizing activity with the consent of the User.
1.8. Processing of personal user information is carried out without restriction of term, any lawful way, including in information systems of personal information with use of the automation equipment or without use of such means.
1.9. During the losing or disclosure of personal information the Administration of the website informs the User on loss or disclosure of personal information.
1.10. The administration of the website takes necessary organizational and technical measures for protection of personal information of the User against illegal or casual access,
destruction, change, blocking, copying, distribution, and also against other illegal actions of the third parties.
1.11. The administration of the website doesn't bear responsibility, but together with the User takes all necessary measures for prevention of the losses or other negative consequences caused by theft or other illegal actions of the third parties.
1.12. The user is obliged:
- To provide information on personal information necessary for use of the website www.handicapperpicks.net;
- To update, add the provided information on personal information in case of change of this information.
1.13. The administration of the website is obliged:
- To use the obtained information only for the purposes specified in point 1.7 of the real Privacy policy.
- To provide storage of confidential information in secret, not to disclose without preliminary written permission of the User, and also not to carry out sale, exchange, publication, or disclosure of other possible ways of the transferred personal user information, except for cases the provided law of the Russian Federation.
- To take precautionary measures for protection of confidentiality of personal user information according to an order, usually used for protection of such information in the existing business conduct.
- To carry out blocking of the personal information relating to the corresponding
User from the moment of the address or inquiry of the User or his lawful representative or authorized body on protection of the rights of subjects of personal information for check, in case of identification of doubtful personal information or illegal actions.
1.14. In case of loss or disclosure of Confidential information the Administration of the website doesn't bear responsibility if the given confidential information:
- I became public property before her loss or disclosure;
- Has been received from the third party until her receiving the website by Administration;
- Has been divulged with the consent of the User;
- Has been received by the third parties in the illegal way.
1.15. The current legislation of the Russian Federation is applied to the real Privacy policy
and the relations between the User and Administration of the website.
1.16. The administration of the website has the right to make changes to the real Privacy policy without the User's consent.
1.17. New Privacy policy comes into force from the moment of her placement on the website www.handicapperpicks.net if other isn't provided by new edition of Privacy policy.
1.18. All offers or questions on real Privacy policy should be reported to e-mail of handicapperpicks@icloud.com.
1.19. The operating Privacy policy is placed on the page to link  terms, conditions & privacy policy